ACCESS HEALTH CT: CONNECTICUT HEALTH INSURANCE EXCHANGE

Access Health CT (also known as the Connecticut Health Insurance Exchange) was created by the Connecticut Legislature in 2011 established to satisfy the requirements of the federal Patient Protection and Affordable Care Act. The Affordable Care Act (ACA) is a federal law that requires most United States citizens and legally documented United States residents to have health insurance.

WHAT IS ACCESS HEALTH CT?

Access Health CT is a new marketplace that offers individuals, families, and small employers a range of qualified, approved health insurance plans from brand-name carriers. Under national health reform. 

Access Health CT now allows consumers to speak with a call center representative by dialing, 1-855-805-HEALTH (1-855-805-4325), to receive information on choices about their health care coverage options.  Access Health CT will also coordinate eligibility and enrollment with state Medicaid and Children’s Health Insurance Programs.

For more information on Connecticut’s program, go to www.AccessHealthCT.com.

Access Health CT's list of Enrollment Fairs & Health Chats, can be found at: learn.accesshealthct.com/events

Additional information:

  • The federal website at www.healthcare.gov provides more information on what the new law means to you and other basic information.
  • For other health care related topics and how the new law may affect Medicare and Medicaid, visit the Kaiser Family Foundation website at www.kff.org
  • Families USA has consumer fact sheets to help consumers make informed decisions about choosing the health plan that's right for them:

    •  Understanding the Differences between Platinum, Gold, Silver, and Bronze Plans
    •  Choosing the Health Plan That's Right for You
    •  Choosing a Health Plan That You Can Afford


Some important dates coming up:

NOTE:  Open Enrollment period begins each year on November 15th (Open Enrollment for the 2015 plan year begins on November 15, 2014 and ends on February 15, 2015) .

Connecticut residents can continue to visit with Certified Application Counselors, including CACs at Federally Qualified Health Centers, Hospitals, Health Departments and State Agencies, and other health care providers, who are still providing services, if new applicants enrolling in Medicaid (HUSKY) and the Children’s Health Insurance Plan (CHIP), which is open year round. 

Also, individuals who experience a “Special Enrollment Qualifying Life Event”, which include the following, can enroll anytime:

*    birth
*    adoption
*    death of a member of the household
*    marriage
*    loss of current health coverage
*    or loss or reduction in employer insurance
*    new legal CT resident or United States residency
*    or United States lawful presence


Information Regarding New Tax Reporting for Individual Health Insurance (Beginning 2014 Tax Year)
:

**If you had 2014 health coverage through the Health Insurance Marketplace (Access Health CT, www.accesshealthct.com): 

If anyone in your household enrolled in a health plan through the Health Insurance Marketplace in 2014, you’ll get a new Form 1095-A — Health Insurance Marketplace Statement. You'll get it in the mail by early February. Use it to file your 2014 federal income tax return.
    •     Errors on Form 1095-A: When you get Form 1095-A, make sure the information matches your records. Check things like coverage start and end dates and the number of people in your household. If you think anything’s wrong contact,  Access Health CT.

**If you had 2014 health coverage from another source: If you had health coverage from another source, like a job, Medicare, Medicaid, or a plan you bought outside the Marketplace:

•    You’ll report this simply by checking a box on your federal income tax form
•    You won’t have to fill out any additional tax forms
•    You won’t get a Form 1095-A.

**If you didn’t have 2014 health coverage:  If you didn’t have health coverage for 3 months or more in 2014, one of the following will apply to you:

•    You’ll qualify for a health coverage exemption.
•    You’ll pay a fee when you file your 2014 federal income tax return.

TO FIND PROVIDERS IN CONNECTICUT'S COMMUNITY RESOURCES DATABASE:

Search by service name, for Assister's and the Navigator's listed in the 2-1-1 database:
 In Person Assister Programs

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SOURCE: Access Health CT website; Kaiser Family Foundation; U.S. Centers for Medicare & Medicaid Services; Families USA Fact Sheets; USA Today
PREPARED BY: 211/tb
CONTENT LAST REVIEWED/January2015