ACCESS HEALTH CT: CONNECTICUT HEALTH INSURANCE EXCHANGE
Access Health CT (also known as the Connecticut Health Insurance Exchange) was created by the Connecticut Legislature in 2011 established to satisfy the requirements of the federal Patient Protection and Affordable Care Act. The Affordable Care Act (ACA) is a federal law that requires most United States citizens and legally documented United States residents to have health insurance.
WHAT IS ACCESS HEALTH CT?
Access Health CT is a new marketplace that offers
individuals, families, and small employers a range of
qualified, approved health insurance plans from
brand-name carriers. Under national health
Access Health CT now allows consumers to speak with a call center representative by dialing, 1-855-805-HEALTH (1-855-805-4325), to receive information on choices about their health care coverage options. Access Health CT will also coordinate eligibility and enrollment with state Medicaid and Children’s Health Insurance Programs.
For more information on Connecticut’s program, go to
Access Health CT's list of Enrollment Fairs &
Health Chats, can be found at: learn.accesshealthct.com/events
- The federal website at www.healthcare.gov provides more information on what the new law means to you and other basic information.
- For other health care related topics and how the new law may affect Medicare and Medicaid, visit the Kaiser Family Foundation website at www.kff.org
- Families USA has consumer fact
sheets to help consumers make informed
decisions about choosing the health plan that's
right for them:
• Understanding the Differences between Platinum, Gold, Silver, and Bronze Plans
• Choosing the Health Plan That's Right for You
• Choosing a Health Plan That You Can Afford
Some important dates coming up:
NOTE: Open Enrollment period begins each year
on November 15th (Open Enrollment for the 2015
plan year begins on November 15, 2014 and ends on
February 15, 2015) .
Connecticut residents can continue to visit with
Certified Application Counselors, including CACs at
Federally Qualified Health Centers, Hospitals, Health
Departments and State Agencies, and other health care
providers, who are still providing services, if new
applicants enrolling in Medicaid (HUSKY) and the
Children’s Health Insurance Plan (CHIP), which is open
Also, individuals who experience a “Special Enrollment Qualifying Life Event”, which include the following, can enroll anytime:
* death of a member of the household
* loss of current health coverage
* or loss or reduction in employer insurance
* new legal CT resident or United States residency
* or United States lawful presence
Information Regarding New Tax Reporting for Individual Health Insurance (Beginning 2014 Tax Year) :
**If you had 2014 health coverage through the Health
Insurance Marketplace (Access Health
If anyone in your household enrolled in a health plan
through the Health Insurance Marketplace in 2014,
you’ll get a new Form 1095-A — Health Insurance
Marketplace Statement. You'll get it in the mail by
early February. Use it to file your 2014 federal
income tax return.
• Errors on Form 1095-A: When you get Form 1095-A, make sure the information matches your records. Check things like coverage start and end dates and the number of people in your household. If you think anything’s wrong contact, Access Health CT.
**If you had 2014 health coverage from another
source: If you had health coverage from another
source, like a job, Medicare, Medicaid, or a plan you
bought outside the Marketplace:
• You’ll report this simply by
checking a box on your federal income tax form
• You won’t have to fill out any additional tax forms
• You won’t get a Form 1095-A.
**If you didn’t have 2014 health coverage: If
you didn’t have health coverage for 3 months or more
in 2014, one of the following will apply to you:
• You’ll qualify for a health
• You’ll pay a fee when you file your 2014 federal income tax return.
TO FIND PROVIDERS IN CONNECTICUT'S COMMUNITY
Search by service name, for Assister's and the
Navigator's listed in the 2-1-1 database:
In Person Assister Programs
SOURCE: Access Health CT website; Kaiser Family
Foundation; U.S. Centers for Medicare & Medicaid
Services; Families USA Fact Sheets; USA Today
PREPARED BY: 211/tb
CONTENT LAST REVIEWED/January2015