ACCESS HEALTH CT: CONNECTICUT HEALTH INSURANCE EXCHANGE

Access Health CT (also known as the Connecticut Health Insurance Exchange) was created by the Connecticut Legislature in 2011 established to satisfy the requirements of the federal Patient Protection and Affordable Care Act. The Affordable Care Act (ACA) is a federal law that requires most United States citizens and legally documented United States residents to have health insurance.

WHAT IS ACCESS HEALTH CT?

Access Health CT is a new marketplace that offers individuals, families, and small employers a range of qualified, approved health insurance plans from brand-name carriers. Under national health reform, states must have an Exchange (like Access Health CT) in place by January 1, 2014.

Access Health CT now allows consumers to speak with a call center representative by dialing 1-855-805-HEALTH (4325), to receive information on choices about their health care coverage options.  Access Health CT will also coordinate eligibility and enrollment with state Medicaid and Children’s Health Insurance Programs.

For more information on Connecticut’s program, go to www.AccessHealthCT.com.

Additional information:

NOTE:  Extension of pre-existing condition plans - If a state has a federally-run Pre-existing Condition Insurance Plan(PCIP), consumers  can extend their coverage through January 31, 2014 -  if they have not already selected a new plan.


Some important dates coming up:

**December 23: Consumers must choose their plan via www.healthcare.gov or their state-based marketplace by 11.59pm Eastern, Monday, December 23, in order to hold coverage come January 1.  Coverage secured after this time will begin February 1.

**December 31 and January 10: CMS has stated that consumers have until December 31 to pay for the plans they choose for coverage to start the following day in states served by the federal government.  Some states running their own marketplaces have earlier deadlines, and some large carriers have pushed their deadlines back to January 10.  USA Today has a great article on the subject capturing the various deadlines.

**January 1: Coverage starts for those who have chosen their plans by December 23.
**January 15: Consumers must choose their plans on or around January 15 in order to have coverage by February 1.
**February 15: Consumers must choose their plans on or around February 15 in order to have coverage by March 1.
**March 15: Consumers must choose their plans on or around March 15 in order to have coverage by April 1.
**March 31: Open Enrollment ends.
**Americans who do not enroll by March 31 will be susceptible to a tax penalty of 1% of their earnings or $95, whichever is greater.

TO FIND PROVIDERS IN CONNECTICUT'S COMMUNITY RESOURCES DATABASE:

Search by service name, for Assister's and the Navigator's listed in the 2-1-1 database:
 In Person Assister Programs
Access Health Navigator Outreach Program

*****or link to the Access Health CT website for additional Assister's  in Connecticut at: http://ahctcommunity.org/

Visit one of the convenient Enrollment Center locations for free, professional help in enrolling for health insurance coverage.

**New Britain Enrollment Center
200 Main Street, New Britain, CT
Phone: 855-805-4325

Hours:
Monday-Friday: 10 am - 6 pm,
Saturday: 10 am - 4 pm,
Sunday: 12 pm - 4 pm.

**New Haven Enrollment Center
55 Church Street
New Haven, CT
Phone: 203-889-2000

Hours:
Monday-Friday: 10 am - 6 pm,
Saturday: 10 am - 4 pm,
Sunday: 12 pm - 4 pm.

Hours subject to change.

***For a list of Enrollment Fairs in your community, visit:  http://learn.accesshealthct.com/events/

________________________________

SOURCE: Access Health CT website; Kaiser Family Foundation; U.S. Centers for Medicare & Medicaid Services; Families USA Fact Sheets; USA Today
PREPARED BY: 211/lb
CONTENT LAST REVIEWED/December2013

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